Claiming PCP Compensation: Doing It Yourself vs Using a CMC
Should you claim PCP or car finance compensation yourself, or use a claims management company? An honest comparison of both routes — including costs, effort, and realistic outcomes.
Stay informed about the UK car finance mis-selling scandal, FCA investigation updates, and expert guidance on claiming compensation.
Should you claim PCP or car finance compensation yourself, or use a claims management company? An honest comparison of both routes — including costs, effort, and realistic outcomes.
The latest on the FCA's motor finance investigation — where the redress scheme stands in 2026, what the Supreme Court ruling means, and what UK motorists should do now.
Confused about the difference between PCP and HP car finance? Here's a clear breakdown of both types, how they were both affected by the mis-selling scandal, and what you can claim.
A plain-English guide to PCP mis-selling claims — what they are, who qualifies, and how to find out if you could be owed compensation for hidden dealer commissions.
How discretionary commission arrangements allowed car dealers to quietly charge millions of UK motorists more than they needed to — and why the FCA finally acted.
Our online check takes under 2 minutes. No win, no fee if you use our service — see Fees. You can also claim free with your lender or the FOS.
Check My Eligibility — FreeIf your claim is successful, our fees will be deducted from the compensation recovered. If your claim is unsuccessful, you will not be required to pay our fees. A fee between 15–30% (exclusive of VAT) applies, dependent on the level of redress secured.
You have the right to cancel this agreement within 14 days without charge. If you cancel after the 14-day cooling-off period, reasonable fees may apply for work already undertaken. Full details of our fees and terms will be provided before you proceed.